Words of Wisdom

Living Paycheck to Paycheck -  The issues that you have with your money may be the result of your inability to effectively manage your resources.  Effective money management can be achieved by developing a spiritual and psychological relationship with your money. 

1. Rid yourself of all negative financial conceptions. Develop a positive relationship with your money. Your money is just a "tool." Control your money, do not allow your money to control you.
2. Rid yourself of "bad debt." i.e. credit cards, charge cards, etc.
3. Develop a spending and savings plan. Stick To It!
4. Think before you spend.  Determine if your purchase is out of need or want.

"Make a positive difference in the community surrounding you!"